Pension solutions

The pension solutions of Rentenfabrik are characterised by the transfer of pension obligations. Transfer via a transfer agreement is a permanent, irreversible solution and there is no additional payment obligation. Contractual relationships can only exist between Rentenfabrik and occupational benefits institutions but not with employers.

Pension funds can transfer current retirement, survivors' and disability pensions (hereinafter referred to as existing pensions) to Rentenfabrik.

The pensions are transferred to pension funds with their own cover ratio. The pension funds are protected by the biometric risk pool.

Existing pensions

Many cases require a solution to be found for the pensioners: Are you dissolving a pension fund? Are you perhaps discontinuing your business activities in Switzerland?

Transferring pension portfolios to another occupational benefits institution is normally expensive. At Rentenfabrik, the assets of the individually transferred portfolios are managed separately. The assets transferred therefore remain in the portfolio. Pension recipients thus benefit directly from the existence of any free resources. By appointing a pension committee, the pensioners also decide directly on the appropriation of any free resources.